The diathesis-stress model argues that people have a biological vulnerability to develp certain disorders and then cognitive or environmental factors trigger it.
Behavioual: through classical conditioning an initially neutral stimuli becomes associated with a fear response (unconditioned response), the neutral stimulus then becomes the conditioned stimulus and the fear response becomes the conditioned response (Little Albert). Mowrer proposed that classical conditioning was only the first stage of the development of a phobia; the second stage is operant conditioning. The avoidance of the phobic stimulus removes the fear/anxiety and so the phobia is negatively reinforced. Social learning suggests that phobias are learned through modelling others.
Cognitive: phobias may develop due to irrational thinking. Beck proposed that phobias occur because people become afraid of situations where a fear may occur. He also said that phobics ten to overestimate their fears, incrasing the likelihood of phobias.
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